The LOS Workflow
A systematic approach to loan origination, ensuring compliance with RBI guidelines while maintaining speed and accuracy in verification.
1
Lead Generation & Login
Applicant data is entered by the field officer using Hand Held Devices (HHD) at the doorstep.
2
KYC Digital Verification
Aadhar and PAN cards are verified in real-time against government databases via the CBS bridge.
3
Credit Appraisal
Analyzing past repayment history. Average loan size target remains around ₹38,800 to maintain inclusion goals.
Digital-First Inclusion
Our LOS enables paperless underwriting, reducing TAT and ensuring help reaches the under-served segments exactly when they need it.